Your Credit Score: The (Other) Key To Your New Home
Each potential home buyer dreams of the day they’ll finally get the symbol of independence, security and prosperity: the key to the front door of their new home. Before you get that one, though, there’s another key you need to craft. Your credit score, a numerical representation of your credit history as an indicator of your ability to pay your bills, will determine a lot about your housing situation, from how much house you can afford to the interest rates you’ll receive.
Keeping A Checkbook Register- A 20th Century Solution To A 21st Century Problem
Thirty years ago, trying to spend more money than you had wasn’t just embarrassing; it was a scandal. Since checks didn’t process instantly, a shopkeeper would have no way of knowing until days after the purchase. Writing one bad check would cost you check-writing privileges at that establishment and possibly land your likeness on a “wall of shame.”
Avoiding Scams In The Workplace: Keeping Yourself And The Rest Of Us Safe
Pop quiz: What do the data breaches at Target, Home Depot and Sony all have in common? Give up? They were all caused by employee errors. These, along with about 500 other breaches, are confirming what many security professionals have worried about for years. In the digital age, the weakest link in our information security is us: humans. The most common cause of data breaches around the world is employee error or negligence.
3 Things Teens Can Do This Summer to Boost Earning Potential
Believe it or not, summer break is right around the corner. For many teens, they’ve already got a very simple plan: sleep in, hang out with friends, and stay up late. If you’re looking for a break from the norm, consider taking this summer to do some self-improvement that will have a positive impact on your life for every summer yet to come. If you want to do something this summer that will increase your first adult paycheck, let’s start with these three fun activities!
The older adults in our lives have done so much for us. Whether they’re parents, neighbors or other loved ones, their guidance and experience has no doubt made our lives immeasurably better. That’s part of the reason why dementia is such a tragic and saddening illness to watch. It is painful to witness the people we love and respect as they slowly deteriorate before our eyes.
Are Your Financial Realities Keeping Up With Your Financial Priorities?
Happy New Year! It isn’t three months late, it’s just a different calendar. That’s because filing your taxes effectively closes the book on the financial year gone by while opening up a world of possibilities. Will this be the year you break free from the clutches of debt? Will you set up an emergency fund? Maybe you’ll finally start saving for retirement! New years are typically a time of reflection, and the financial new year is no exception. It’s time to kick back and dream big about what goals you’ll achieve in the financial year to come (provided you’ve finished your taxes first)!
DeVry’s Lawsuit: How A Victory For Students Became An Opportunity For Scammers
The Federal Trade Commission (FTC) is taking DeVry University to task for allegedly misleading advertisements. DeVry marketed itself with a bold claim that 90% of its graduates ended up working in their field. It turns out that figure is wildly inaccurate, so much so, the FTC decided to make a federal case out of it.