Is It More Important To Own A House Or To Be Able To Put Money Into Savings Each Month?

Ideally, it’s best to own a home and be able to put a tidy sum into a 401(k) or an emergency fund each month. But, what if you had to use all your savings toward a down payment and house expenses, with the downside of not having an extra dollar to save? Do you choose to build your equity and make the biggest purchase of your life? Or do you continue adding to your landlord’s coffers while you save up each month, so you don’t have to be scared of losing your job or of any other financial emergency cropping up? Which do you think is the smarter choice? 

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